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07-Oct-2016 18:35

The Credit Union is available to assist with budgeting and correcting credit reporting errors.Our focus is not on profits, but on fair, quality service.A Home Equity Loan from The Bank of Elk River is the perfect way for you to get ahead.Whether you want to make home improvements, take vacation, buy a car, pay for college tuition, make an investment or consolidate your debt, The Bank of Elk River can help.A credit report is obtained on all members requesting a loan for the first time.In addition, for open end loans, an updated credit report is obtained annually on active accounts.

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Loan Officers are available at most branch offices to meet and discuss applications with members, and can usually provide an answer to the loan request the same day.Consolidation loans are geared toward unsecured debt (credit cards, medical bills, utility or rent payments) rather than secured debts (home or auto) that have collateral behind them.Debt settlement and debt consolidation are two forms of financial help for people struggling with more debt than they can repay.We provide Home Equity Loans secured by a mortgage on your home.

Using student loans to pay for could cost you a whole lot more.The most important thing to remember about how a debt consolidation loan works is that it doesn’t change the amount you owe.