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06-Dec-2016 12:10

Oh, I have a fourth story that I just forgot about until this very second. You have to write a big fat check for a downpayment. Suffice to say, when you write that check, you’re never going to see that money again. Because even when you sell the house later you’re just going to take that money and put it into another downpayment.

Many people have said to me in the past month, “I’m going to buy a home.” Or, “What do you think of the idea of me buying a home? They are my friends and it seems like they are sincerely asking for my advice. But I don’t want to upset anyone in my family so I’ll leave it out. There are many reasons to not buy a home: Financial: A) Cash Gone. Housing returned 0.4% per year from from 1890 to 2004. It forgets all the other stuff I’m going to mention below. Oh, I have a third one also from when I was growing up. In the lifespan of your house, everything is going to break.



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